Posts tagged "2010"

Czech Republic Commercial Banking Report Q2 2010

Czech Republic Commercial Banking Report Q2 2010

Since Q108, we have described numerically the banking business environment for each of the countries surveyed by BMI. We do this through our Commercial Banking Business Environment Rating (CBBER), a measure that ensures we capture the latest quantitative information available. It also ensures consistency across all countries and between the inputs to the CBBER and the Insurance Business Environment Rating, which is likewise now a feature of our insurance reports. Like the Business Environment Ratings calculated by BMI for all the other industries on which it reports, the CBBER takes into account the limits of potential returns and the risks to the realisation of those returns. It is weighted 70% to the former and 30% to the latter.

The evaluation of the Limits of Potential Returns includes market elements that are specific to the banking industry of the country in question and elements that relate to that country in general. Within the 70% of the CBBER that takes into account the Limits of Potential Returns, the market elements have a 60% weighting and the country elements have a 40% weighting. The evaluation of the Risks to the Realisation of Returns also includes banking elements and country elements (specifically, BMI’s assessment of long-term country risk). However, within the 30% of the CBBER that take into account the risks, these elements are weighted 40% and 60%, respectively.

Further details on how we calculate the CBBER are provided at the end of this report. In general, though, three aspects need to be borne in mind in interpreting the CBBERs. The first is that the market elements of the Limits of Potential Returns are by far the most heavily weighted of the four elements. They account for 60% of 70% (or 42%) of the overall CBBER. Second, if the market elements are significantly higher than the country elements of the Limits of Potential Returns, it usually implies that the banking sector is (very) large and/or developed relative to the general wealth, stability and financial infrastructure in the country. Conversely, if the market elements are significantly lower than the country elements, it usually means that the banking sector is small and/or underdeveloped relative to the general wealth, stability and financial infrastructure in the country. Third, within the Risks to the Realisation of Returns category, the market elements (ie: how regulations affect the development of the sector, how regulations affect competition within it, and Moody’s Investor Services’ ratings for local currency deposits) can be markedly different from BMI’s long-term risk rating.

ReportsandReports, comprising of an online library of 10,000 reports, in-depth market research studies of over 5000 micro markets, and 25 industry specific websites. ReportsandReports announce to have Research Report on Czech Republic Commercial Banking Report Q2 2010 Market Research Report in its store. Browse all our Market Research Reports details at ReportsandReports.com

ReportsandReports comprises an online library of 10,000 reports, in-depth market research studies of over 5000 micro markets, and 25 industry specific websites. Our client list boasts almost all well-known publishers of such reports across the globe. We as a third-party reseller of market research reports employ a number of marketing tools, such as press releases, email-marketing and effective search-engine optimization techniques to drive revenues for our clients. We also provide 24/7 online and offline support service to our customers.


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Video Rating: 4 / 5


Bank of England keeps interest rate unchanged at record low of 0.5 percent
The British central bank, the Bank of England (BOE), announced on Thursday that it has held the short- term interest rate at the record low of 0.5 percent and maintained the size of the Asset Purchase Programme at 200 billion pounds.
Read more on People’s Daily

Question by Sky_nine: Loan, deposit, payment service, which on is the most important for commercial bank?
i would like to ask about what is the advantage of loan, deposit and payment service for commercial bank.
Why commercial bank always think that loan is thier life? In fact, if thier bank do not have deposit so they haven’t enough money to make loan.

Best answer:

Answer by $ so fresh so clean$
Banks will collect interest and principal payments when they issue loans. They loan out deposits to borrowers. When you buy a CD, the bank lends that money to someone at a higher rate of interest that you will make on it. Payment services is another form of revenue for the bank.

One is not more important than the other.

Add your own answer in the comments!

26 comments - What do you think?
Posted by xblackmindx - March 12, 2011 at 12:59 am

Categories: Commercial Bank   Tags: , , , , , ,

Greece Commercial Banking Report Q2 2010

Greece Commercial Banking Report Q2 2010

Since Q108, we have described numerically the banking business environment for each of the countries surveyed by BMI. We do this through our Commercial Banking Business Environment Rating (CBBER), a measure that ensures we capture the latest quantitative information available. It also ensures consistency across all countries and between the inputs to the CBBER and the Insurance Business Environment Rating, which is likewise now a feature of our insurance reports. Like the Business Environment Ratings calculated by BMI for all the other industries on which it reports, the CBBER takes into account the limits of potential returns and the risks to the realisation of those returns. It is weighted 70% to the former and 30% to the latter.

The evaluation of the Limits of Potential Returns includes market elements that are specific to the banking industry of the country in question and elements that relate to that country in general. Within the 70% of the CBBER that takes into account the Limits of Potential Returns, the market elements have a 60% weighting and the country elements have a 40% weighting. The evaluation of the Risks to the Realisation of Returns also includes banking elements and country elements (specifically, BMI’s assessment of long-term country risk). However, within the 30% of the CBBER that take into account the risks, these elements are weighted 40% and 60%, respectively.

Further details on how we calculate the CBBER are provided at the end of this report. In general, though, three aspects need to be borne in mind in interpreting the CBBERs. The first is that the market elements of the Limits of Potential Returns are by far the most heavily weighted of the four elements. They account for 60% of 70% (or 42%) of the overall CBBER. Second, if the market elements are significantly higher than the country elements of the Limits of Potential Returns, it usually implies that the banking sector is (very) large and/or developed relative to the general wealth, stability and financial infrastructure in the country. Conversely, if the market elements are significantly lower than the country elements, it usually means that the banking sector is small and/or underdeveloped relative to the general wealth, stability and financial infrastructure in the country. Third, within the Risks to the Realisation of Returns category, the market elements (ie: how regulations affect the development of the sector, how regulations affect competition within it, and Moody’s Investor Services’ ratings for local currency deposits) can be markedly different from BMI’s long-term risk rating.

ReportsandReports, comprising of an online library of 10,000 reports, in-depth market research studies of over 5000 micro markets, and 25 industry specific websites. ReportsandReports announce to have Research Report on Greece Commercial Banking Report Q2 2010 Market Research Report in its store. Browse all our Market Research Reports details at ReportsandReports.com

ReportsandReports comprises an online library of 10,000 reports, in-depth market research studies of over 5000 micro markets, and 25 industry specific websites. Our client list boasts almost all well-known publishers of such reports across the globe. We as a third-party reseller of market research reports employ a number of marketing tools, such as press releases, email-marketing and effective search-engine optimization techniques to drive revenues for our clients. We also provide 24/7 online and offline support service to our customers.


Just a very cool commercial


Bermuda Commercial Bank Wins 2011 Kinetic Process Innovation Award for Its Outstanding Application of Banking …
HAMILTON, BERMUDA–(Marketwire – February 23, 2011) – Bermuda Commercial Bank Limited announces it has been named a winner of the 2011 Kinetic Process Innovation Award for excellence in the Banking Technology category. Now in its 14 th year, the awards program recognizes excellence in information technology and this year is sponsored by High Tech Views, an online publication that spotlights …
Read more on Marketwire

Question by Natalie C: Can someone outline the differences between a COMMERCIAL BANK and a CREDIT UNION?
I am doing a 8 paper for my summer commercial banking class and i chose this topic. The paper is due on June 18th. Any and all help will be appreciated. And if anyone has any suggestions as to anything extra to add to the paper and a possible outline, i am very open to suggestions.

Best answer:

Answer by Bad Dad
Look them up in Wikipedia. Credit unions are owned by members, for members loan requirements,for the lowest prices for members. Commercial banks operate to make loans to businesses, have checking accounts, do traditional banking, and are not owned by the members.

Add your own answer in the comments!

5 comments - What do you think?
Posted by xblackmindx - February 26, 2011 at 12:58 am

Categories: Commercial Bank   Tags: , , , , , ,

Indonesia Commercial Banking Report Q2 2010

Indonesia Commercial Banking Report Q2 2010

Since Q108, we have described numerically the banking business environment for each of the countries surveyed by BMI. We do this through our Commercial Banking Business Environment Rating (CBBER), a measure that ensures we capture the latest quantitative information available. It also ensures consistency across all countries and between the inputs to the CBBER and the Insurance Business Environment Rating, which is likewise now a feature of our insurance reports. Like the Business Environment Ratings calculated by BMI for all the other industries on which it reports, the CBBER takes into account the limits of potential returns and the risks to the realisation of those returns. It is weighted 70% to the former and 30% to the latter.

The evaluation of the Limits of Potential Returns includes market elements that are specific to the banking industry of the country in question and elements that relate to that country in general. Within the 70% of the CBBER that takes into account the Limits of Potential Returns, the market elements have a 60% weighting and the country elements have a 40% weighting. The evaluation of the Risks to the Realisation of Returns also includes banking elements and country elements (specifically, BMI’s assessment of long-term country risk). However, within the 30% of the CBBER that take into account the risks, these elements are weighted 40% and 60%, respectively.

Further details on how we calculate the CBBER are provided at the end of this report. In general, though, three aspects need to be borne in mind in interpreting the CBBERs. The first is that the market elements of the Limits of Potential Returns are by far the most heavily weighted of the four elements. They account for 60% of 70% (or 42%) of the overall CBBER. Second, if the market elements are significantly higher than the country elements of the Limits of Potential Returns, it usually implies that the banking sector is (very) large and/or developed relative to the general wealth, stability and financial infrastructure in the country. Conversely, if the market elements are significantly lower than the country elements, it usually means that the banking sector is small and/or underdeveloped relative to the general wealth, stability and financial infrastructure in the country. Third, within the Risks to the Realisation of Returns category, the market elements (ie: how regulations affect the development of the sector, how regulations affect competition within it, and Moody’s Investor Services’ ratings for local currency deposits) can be markedly different from BMI’s long-term risk rating.

ReportsandReports, comprising of an online library of 10,000 reports, in-depth market research studies of over 5000 micro markets, and 25 industry specific websites. ReportsandReports announce to have Research Report on Indonesia Commercial Banking Report Q2 2010 Market Research Report in its store. Browse all our Market Research Reports details at ReportsandReports.com

ReportsandReports comprises an online library of 10,000 reports, in-depth market research studies of over 5000 micro markets, and 25 industry specific websites. Our client list boasts almost all well-known publishers of such reports across the globe. We as a third-party reseller of market research reports employ a number of marketing tools, such as press releases, email-marketing and effective search-engine optimization techniques to drive revenues for our clients. We also provide 24/7 online and offline support service to our customers.


Share your views on e-readiness of Saudi Arabia. 6th Learning and technology Symposium, Effat College, Jeddah, April 26-27, 2008
Video Rating: 0 / 5


Bank of Canada wary of commodity market reform
The Bank of Canada warned on Thursday against hasty reform of commodity markets, carving out its position for a G20 meeting in France where officials will discuss curbs on commodity speculators.
Read more on Reuters via Yahoo! News

Question by nycxwes: Whenever currency is deposited in a commercial bank, cash goes out of circulation. Supply of money is reduced.
Whenever currency is deposited in a commercial bank, cash goes out of circulation and, as a result, the supply of money is reduced. Do you agree? Explain why or why not.

Best answer:

Answer by Jurij-EU
False, actually in this case money supply will be increased in comparison to the case if you will just hold your money in your pocket. Bank system has reserve requirements which multiplies money, but holding it in your pocket instead doesn’t multiplies money.

Add your own answer in the comments!

7 comments - What do you think?
Posted by xblackmindx - February 12, 2011 at 12:59 am

Categories: Commercial Bank   Tags: , , , , ,

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