Saving and Investing

Debt is only one side of the coin. We’ll call it tails. Heads, then, is all about keeping some of the money you have worked so hard to earn. It’s amazing how diligently people will work only to unthinkingly fritter it away and have nothing to show for it at the end of the month. If you’re like most people, you have to change your thinking about saving money, and this book lays the groundwork for how to become a saver.

There are lots of ways to save money, and some are easier and work out better for you than others. The classic and historically most successful method is to invest your money in stocks, bonds, and mutual funds, and now there are cutting edge ways of doing that online. We also cover the smartest ways to save up for giving the next generation that most important arrow in the financial quiver: a college education.

Before you know it you’ll be tracking where your hard-earned dollars go, easily maintaining a household budget, trimming away unnecessary spending, finding ways to make extra money, and even tackling that ugly but important beast: your credit report.